Hilary and Alice are both married with children. Both women work as nurses, but, as with Alan and Martin, this is where the similarity ends. Hilary and Alice have similar life challenges in both work and family, yet to look at Hilary you would think she doesn t have a care in the world. Hilary embraces all of life s challenges from a solid knowing that she is on a spiritual journey of the soul a journey of learning to be the most loving person she can be, both with herself and with others. Sometimes it seems easier to try and find someone to help you, in a sense put the responsibility on them. But to be as blunt as I can, you are the only person to whom your problems matters the most. It is good and you should discuss things with others, use as them as sounding boards, source for inspiration and encouragement but at the end of the day you have to solve your problems from within. Ponder. Giving to God 10% of that which we have received to persons or places where you are receiving your spiritual nourishment allows you to enjoy true prosperity with wondrous results. The practice of the ancient law of prosperity is as old as we are as a species. From primitive man who offered sacrifices to his gods to evolving civilizations of Egyptians, Babylonians and Arabians, Greeks, Romans and Chinese, tithing (the word "tithe" means "tenth") was a way of life. An example of a creative personality would be George Washington, who often rode into battle naked, or James Joyce, who wrote "Dubliners" with beetle juice for an intense fear of ink, or Albert Einstein, who thought his cat was a spy sent by his rival (or in thinking creatively in this case, the term could probably be "archnemesis. Happy people don t just accept change, they embrace it. Now, you don t have to feel a tremendous heat before realizing the need for self improvement. Unlocking your self improvement power means unlocking yourself up in the cage of thought that its just the way I am . It is such a poor excuse for people who fear and resist change. We should be able to tell when to do the difficult tasks when we are the sharpest. Learning to say "No". You actually see this advice often. Heed it even if it involves saying the word to family or friends. Pat yourself at the back or just reward yourself in any manner for an effective time management result.